Call reports 2012
CADENCE BANK, N.A. — 2012
What CADENCE BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,758,981,000 | 3,847,108,000 | 5,417,693,000 | 5,707,401,000 |
| Total loans | 2,368,073,000 | 2,410,903,000 | 3,654,930,000 | 4,017,684,000 |
| Allowance for loan losses | 9,656,000 | 27,891,000 | 34,870,000 | 34,102,000 |
| Securities available for sale | 607,141,000 | 545,146,000 | 610,050,000 | 560,190,000 |
| Securities held to maturity | 965,000 | 965,000 | 965,000 | 875,000 |
| Trading assets | 0 | 0 | 708,000 | 993,000 |
| Total deposits | 3,102,502,000 | 3,102,267,000 | 4,437,223,000 | 4,638,424,000 |
| Interest-bearing deposits | 2,548,844,000 | 2,565,823,000 | 3,332,715,000 | 3,438,564,000 |
| Noninterest-bearing deposits | 553,658,000 | 536,444,000 | 1,104,508,000 | 1,199,860,000 |
| Equity capital | 606,947,000 | 618,780,000 | 905,994,000 | 926,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 43,367,000 | 96,017,000 | 166,796,000 | 243,032,000 |
| Interest expense | 3,457,000 | 6,619,000 | 10,962,000 | 14,963,000 |
| Net interest income | 39,910,000 | 89,398,000 | 155,834,000 | 228,069,000 |
| Noninterest income | 7,294,000 | 20,427,000 | 33,730,000 | 48,244,000 |
| Noninterest expense | 47,436,000 | 96,541,000 | 165,810,000 | 235,146,000 |
| Provision for loan losses | 4,329,000 | 27,105,000 | 38,494,000 | 40,490,000 |
| Pretax income | -4,553,000 | -13,813,000 | -13,916,000 | 1,682,000 |
| Income tax | 0 | 0 | 11,000 | 2,279,000 |
| Net income | -4,553,000 | -13,813,000 | -13,927,000 | -597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 379,118,000 | 391,365,000 | 521,658,000 | 552,510,000 |
| Total capital | 389,589,000 | 419,673,000 | 559,295,000 | 587,432,000 |
| Risk-weighted assets | 1,999,057,000 | 2,264,025,000 | 3,688,643,000 | 4,245,092,000 |