Call reports 2011
CADENCE BANK, N.A. — 2011
What CADENCE BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|
| Total assets | 2,669,405,000 | 2,534,417,000 | 3,907,053,000 |
| Total loans | 1,728,281,000 | 1,657,286,000 | 2,319,763,000 |
| Allowance for loan losses | 46,000 | 15,858,000 | 8,616,000 |
| Securities available for sale | 262,484,000 | 251,279,000 | 642,245,000 |
| Securities held to maturity | 0 | 0 | 965,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,272,980,000 | 2,127,264,000 | 3,123,454,000 |
| Interest-bearing deposits | 1,993,910,000 | 1,852,317,000 | 2,618,458,000 |
| Noninterest-bearing deposits | 279,070,000 | 274,947,000 | 504,996,000 |
| Equity capital | 378,068,000 | 385,127,000 | 610,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|
| Interest income | 27,075,000 | 67,788,000 | 147,571,000 |
| Interest expense | 5,045,000 | 6,248,000 | 12,770,000 |
| Net interest income | 22,030,000 | 61,540,000 | 134,801,000 |
| Noninterest income | 3,768,000 | 21,760,000 | 23,102,000 |
| Noninterest expense | 23,461,000 | 53,708,000 | 147,238,000 |
| Provision for loan losses | 46,000 | 18,852,000 | 22,255,000 |
| Pretax income | 2,291,000 | 10,740,000 | -11,051,000 |
| Income tax | 825,000 | 3,866,000 | -5,040,000 |
| Net income | 1,466,000 | 6,874,000 | -6,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|
| Tier 1 capital | 299,984,000 | 288,983,000 | 378,783,000 |
| Total capital | 300,030,000 | 300,625,000 | 388,213,000 |
| Risk-weighted assets | 940,946,000 | 927,129,000 | 1,867,516,000 |