Call reports 2025
ASCENT BANK — 2025
What ASCENT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 104,551,000 | 106,254,000 | 109,741,000 | 110,274,000 |
| Total loans | 80,533,000 | 82,064,000 | 81,091,000 | 80,397,000 |
| Allowance for loan losses | 1,209,000 | 1,200,000 | 1,200,000 | 1,231,000 |
| Securities available for sale | 9,889,000 | 9,780,000 | 8,634,000 | 8,524,000 |
| Securities held to maturity | 840,000 | 840,000 | 840,000 | 840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,677,000 | 93,915,000 | 96,797,000 | 97,418,000 |
| Interest-bearing deposits | 73,824,000 | 75,063,000 | 77,599,000 | 78,209,000 |
| Noninterest-bearing deposits | 18,853,000 | 18,852,000 | 19,198,000 | 19,209,000 |
| Equity capital | 9,314,000 | 9,802,000 | 10,233,000 | 10,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,181,000 | 4,830,000 | 6,505,000 |
| Interest expense | 476,000 | 972,000 | 1,480,000 | 1,980,000 |
| Net interest income | 1,083,000 | 2,209,000 | 3,350,000 | 4,525,000 |
| Noninterest income | 19,000 | 38,000 | 38,000 | 57,000 |
| Noninterest expense | 641,000 | 1,283,000 | 1,946,000 | 2,629,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 34,000 |
| Pretax income | 458,000 | 961,000 | 1,439,000 | 1,919,000 |
| Income tax | 119,000 | 244,000 | 369,000 | 494,000 |
| Net income | 339,000 | 717,000 | 1,070,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,261,000 | 9,639,000 | 9,992,000 | 10,347,000 |
| Total capital | 10,175,000 | 10,574,000 | 10,922,000 | 11,277,000 |
| Risk-weighted assets | 72,799,000 | 74,549,000 | 74,012,000 | 74,101,000 |