Call reports 2022
ASCENT BANK — 2022
What ASCENT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,152,000 | 76,658,000 | 85,035,000 | 87,471,000 |
| Total loans | 51,906,000 | 51,912,000 | 56,006,000 | 57,417,000 |
| Allowance for loan losses | 747,000 | 734,000 | 743,000 | 743,000 |
| Securities available for sale | 14,429,000 | 13,614,000 | 14,342,000 | 16,193,000 |
| Securities held to maturity | 0 | 840,000 | 840,000 | 840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,905,000 | 68,685,000 | 77,737,000 | 79,952,000 |
| Interest-bearing deposits | 45,603,000 | 44,564,000 | 51,064,000 | 55,272,000 |
| Noninterest-bearing deposits | 23,302,000 | 24,121,000 | 26,673,000 | 24,680,000 |
| Equity capital | 7,974,000 | 7,690,000 | 6,971,000 | 7,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,587,000 | 2,419,000 | 3,322,000 |
| Interest expense | 22,000 | 43,000 | 87,000 | 185,000 |
| Net interest income | 823,000 | 1,544,000 | 2,332,000 | 3,137,000 |
| Noninterest income | 40,000 | 80,000 | 120,000 | 150,000 |
| Noninterest expense | 656,000 | 1,338,000 | 2,007,000 | 2,680,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 157,000 | 236,000 | 395,000 | 557,000 |
| Income tax | 39,000 | 59,000 | 99,000 | 141,000 |
| Net income | 118,000 | 177,000 | 296,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,790,000 | 7,851,000 | 7,623,000 | 7,744,000 |
| Total capital | 8,445,000 | 8,506,000 | 8,339,000 | 8,481,000 |
| Risk-weighted assets | 52,326,000 | 52,318,000 | 57,229,000 | 58,981,000 |