Call reports 2021
ASCENT BANK — 2021
What ASCENT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 82,182,000 | 82,981,000 | 78,962,000 | 81,302,000 |
| Total loans | 53,338,000 | 53,819,000 | 51,002,000 | 53,429,000 |
| Allowance for loan losses | 731,000 | 697,000 | 697,000 | 697,000 |
| Securities available for sale | 3,038,000 | 5,953,000 | 10,887,000 | 10,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,161,000 | 68,895,000 | 69,808,000 | 72,320,000 |
| Interest-bearing deposits | 41,800,000 | 41,150,000 | 39,995,000 | 42,618,000 |
| Noninterest-bearing deposits | 25,361,000 | 27,745,000 | 29,813,000 | 29,702,000 |
| Equity capital | 8,437,000 | 8,547,000 | 8,685,000 | 8,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,555,000 | 2,403,000 | 3,250,000 |
| Interest expense | 33,000 | 62,000 | 88,000 | 111,000 |
| Net interest income | 798,000 | 1,493,000 | 2,315,000 | 3,139,000 |
| Noninterest income | 34,000 | 106,000 | 194,000 | 251,000 |
| Noninterest expense | 541,000 | 1,146,000 | 1,796,000 | 2,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 453,000 | 713,000 | 923,000 |
| Income tax | 78,000 | 121,000 | 191,000 | 253,000 |
| Net income | 213,000 | 332,000 | 522,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,531,000 | 7,653,000 | 7,846,000 | 7,998,000 |
| Total capital | 8,082,000 | 8,225,000 | 8,453,000 | 8,644,000 |
| Risk-weighted assets | 43,884,000 | 45,633,000 | 48,503,000 | 51,535,000 |