Call reports 2019
ASCENT BANK — 2019
What ASCENT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,120,000 | 54,051,000 | 57,812,000 | 57,710,000 |
| Total loans | 38,317,000 | 39,939,000 | 39,841,000 | 42,577,000 |
| Allowance for loan losses | 472,000 | 544,000 | 584,000 | 631,000 |
| Securities available for sale | 3,124,000 | 2,735,000 | 2,747,000 | 2,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,996,000 | 45,946,000 | 49,553,000 | 49,402,000 |
| Interest-bearing deposits | 27,245,000 | 28,325,000 | 29,515,000 | 29,684,000 |
| Noninterest-bearing deposits | 15,751,000 | 17,621,000 | 20,038,000 | 19,718,000 |
| Equity capital | 7,878,000 | 7,957,000 | 8,109,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,301,000 | 1,996,000 | 2,703,000 |
| Interest expense | 38,000 | 89,000 | 146,000 | 205,000 |
| Net interest income | 579,000 | 1,212,000 | 1,850,000 | 2,498,000 |
| Noninterest income | 77,000 | 147,000 | 189,000 | 225,000 |
| Noninterest expense | 432,000 | 858,000 | 1,302,000 | 1,784,000 |
| Provision for loan losses | 63,000 | 135,000 | 175,000 | 222,000 |
| Pretax income | 161,000 | 366,000 | 562,000 | 717,000 |
| Income tax | 42,000 | 96,000 | 148,000 | 189,000 |
| Net income | 119,000 | 270,000 | 414,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,930,000 | 7,008,000 | 7,157,000 | 7,278,000 |
| Total capital | 7,359,000 | 7,453,000 | 7,610,000 | 7,773,000 |
| Risk-weighted assets | 34,270,000 | 35,528,000 | 36,137,000 | 39,457,000 |