Call reports 2018
ASCENT BANK — 2018
What ASCENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,757,000 | 49,400,000 | 49,344,000 | 52,515,000 |
| Total loans | 34,482,000 | 35,966,000 | 38,451,000 | 38,630,000 |
| Allowance for loan losses | 207,000 | 276,000 | 356,000 | 409,000 |
| Securities available for sale | 1,639,000 | 1,632,000 | 2,128,000 | 2,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,010,000 | 41,663,000 | 41,522,000 | 44,634,000 |
| Interest-bearing deposits | 26,158,000 | 26,446,000 | 26,965,000 | 27,682,000 |
| Noninterest-bearing deposits | 13,852,000 | 15,217,000 | 14,557,000 | 16,952,000 |
| Equity capital | 7,444,000 | 7,521,000 | 7,642,000 | 7,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,047,000 | 1,659,000 | 2,252,000 |
| Interest expense | 21,000 | 44,000 | 73,000 | 107,000 |
| Net interest income | 492,000 | 1,003,000 | 1,586,000 | 2,145,000 |
| Noninterest income | 20,000 | 46,000 | 80,000 | 126,000 |
| Noninterest expense | 359,000 | 725,000 | 1,106,000 | 1,508,000 |
| Provision for loan losses | 112,000 | 181,000 | 261,000 | 314,000 |
| Pretax income | 41,000 | 143,000 | 299,000 | 449,000 |
| Income tax | 1,000 | 25,000 | 63,000 | 103,000 |
| Net income | 40,000 | 118,000 | 236,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,478,000 | 6,563,000 | 6,688,000 | 6,807,000 |
| Total capital | 6,685,000 | 6,839,000 | 7,044,000 | 7,216,000 |
| Risk-weighted assets | 31,628,000 | 32,219,000 | 34,167,000 | 34,461,000 |