Call reports 2017
ASCENT BANK — 2017
What ASCENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,140,000 | 47,184,000 | 49,065,000 | 49,403,000 |
| Total loans | 32,019,000 | 32,890,000 | 32,374,000 | 34,132,000 |
| Allowance for loan losses | 91,000 | 117,000 | 139,000 | 173,000 |
| Securities available for sale | 1,857,000 | 1,858,000 | 1,655,000 | 1,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,500,000 | 39,459,000 | 41,284,000 | 41,715,000 |
| Interest-bearing deposits | 27,742,000 | 26,322,000 | 27,027,000 | 27,175,000 |
| Noninterest-bearing deposits | 12,758,000 | 13,137,000 | 14,257,000 | 14,540,000 |
| Equity capital | 7,288,000 | 7,317,000 | 7,391,000 | 7,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,020,000 | 1,526,000 | 2,047,000 |
| Interest expense | 20,000 | 39,000 | 60,000 | 79,000 |
| Net interest income | 477,000 | 981,000 | 1,466,000 | 1,968,000 |
| Noninterest income | 15,000 | 30,000 | 49,000 | 68,000 |
| Noninterest expense | 417,000 | 847,000 | 1,197,000 | 1,589,000 |
| Provision for loan losses | 38,000 | 79,000 | 111,000 | 216,000 |
| Pretax income | 37,000 | 85,000 | 207,000 | 231,000 |
| Income tax | 15,000 | 34,000 | 81,000 | 75,000 |
| Net income | 22,000 | 51,000 | 126,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,431,000 | 6,382,000 | 6,465,000 | 6,450,000 |
| Total capital | 6,522,000 | 6,499,000 | 6,604,000 | 6,623,000 |
| Risk-weighted assets | 29,013,000 | 30,103,000 | 28,546,000 | 30,707,000 |