Call reports 2015
ASCENT BANK — 2015
What ASCENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,150,000 | 39,389,000 | 39,627,000 | 39,723,000 |
| Total loans | 28,044,000 | 27,711,000 | 27,808,000 | 27,948,000 |
| Allowance for loan losses | 474,000 | 509,000 | 471,000 | 452,000 |
| Securities available for sale | 2,567,000 | 3,458,000 | 3,612,000 | 2,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,651,000 | 34,922,000 | 34,958,000 | 35,096,000 |
| Interest-bearing deposits | 25,421,000 | 25,634,000 | 25,096,000 | 24,313,000 |
| Noninterest-bearing deposits | 10,230,000 | 9,288,000 | 9,862,000 | 10,783,000 |
| Equity capital | 4,160,000 | 4,240,000 | 4,338,000 | 4,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 861,000 | 1,309,000 | 1,759,000 |
| Interest expense | 20,000 | 42,000 | 64,000 | 86,000 |
| Net interest income | 408,000 | 819,000 | 1,245,000 | 1,673,000 |
| Noninterest income | 20,000 | 38,000 | 41,000 | -40,000 |
| Noninterest expense | 352,000 | 699,000 | 1,036,000 | 1,397,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 158,000 | 250,000 | 236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 158,000 | 250,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,158,000 | 4,242,000 | 4,335,000 | 4,320,000 |
| Total capital | 4,469,000 | 4,557,000 | 4,650,000 | 4,632,000 |
| Risk-weighted assets | 24,723,000 | 24,995,000 | 25,027,000 | 24,814,000 |