Call reports 2013
ASCENT BANK — 2013
What ASCENT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,162,000 | 38,092,000 | 38,099,000 | 37,446,000 |
| Total loans | 29,373,000 | 28,574,000 | 27,612,000 | 28,253,000 |
| Allowance for loan losses | 840,000 | 668,000 | 643,000 | 557,000 |
| Securities available for sale | 3,685,000 | 2,465,000 | 2,871,000 | 683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,140,000 | 33,915,000 | 33,968,000 | 33,373,000 |
| Interest-bearing deposits | 26,458,000 | 24,917,000 | 25,287,000 | 25,298,000 |
| Noninterest-bearing deposits | 8,682,000 | 8,998,000 | 8,681,000 | 8,075,000 |
| Equity capital | 3,718,000 | 3,818,000 | 3,866,000 | 3,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 967,000 | 1,406,000 | 1,871,000 |
| Interest expense | 56,000 | 102,000 | 144,000 | 178,000 |
| Net interest income | 440,000 | 865,000 | 1,262,000 | 1,693,000 |
| Noninterest income | 22,000 | 45,000 | 68,000 | 92,000 |
| Noninterest expense | 394,000 | 796,000 | 1,167,000 | 1,573,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 38,000 | 84,000 | 133,000 | 182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 84,000 | 133,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,714,000 | 3,814,000 | 3,862,000 | 3,913,000 |
| Total capital | 4,063,000 | 4,153,000 | 4,196,000 | 4,257,000 |
| Risk-weighted assets | 27,442,000 | 26,837,000 | 26,352,000 | 27,257,000 |