Call reports 2012
ASCENT BANK — 2012
What ASCENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,473,000 | 41,382,000 | 40,974,000 | 39,364,000 |
| Total loans | 34,760,000 | 33,388,000 | 31,834,000 | 30,431,000 |
| Allowance for loan losses | 1,350,000 | 797,000 | 782,000 | 871,000 |
| Securities available for sale | 1,901,000 | 2,631,000 | 3,707,000 | 3,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,930,000 | 36,753,000 | 36,250,000 | 35,368,000 |
| Interest-bearing deposits | 29,270,000 | 28,767,000 | 28,005,000 | 27,245,000 |
| Noninterest-bearing deposits | 7,660,000 | 7,986,000 | 8,245,000 | 8,123,000 |
| Equity capital | 3,720,000 | 3,893,000 | 4,002,000 | 3,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,245,000 | 1,814,000 | 2,334,000 |
| Interest expense | 106,000 | 204,000 | 288,000 | 356,000 |
| Net interest income | 518,000 | 1,041,000 | 1,526,000 | 1,978,000 |
| Noninterest income | 29,000 | 51,000 | 75,000 | 97,000 |
| Noninterest expense | 485,000 | 854,000 | 1,254,000 | 1,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 495,000 |
| Pretax income | 62,000 | 238,000 | 347,000 | -59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 238,000 | 347,000 | -59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,715,000 | 3,890,000 | 3,999,000 | 3,674,000 |
| Total capital | 4,097,000 | 4,258,000 | 4,359,000 | 4,021,000 |
| Risk-weighted assets | 29,617,000 | 29,021,000 | 28,383,000 | 27,189,000 |