Call reports 2011
ASCENT BANK — 2011
What ASCENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,797,000 | 43,266,000 | 43,261,000 | 41,791,000 |
| Total loans | 37,150,000 | 36,085,000 | 36,422,000 | 34,834,000 |
| Allowance for loan losses | 530,000 | 536,000 | 551,000 | 1,375,000 |
| Securities available for sale | 1,046,000 | 1,787,000 | 1,424,000 | 2,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,406,000 | 37,725,000 | 37,622,000 | 37,218,000 |
| Interest-bearing deposits | 30,202,000 | 30,710,000 | 29,993,000 | 29,280,000 |
| Noninterest-bearing deposits | 7,204,000 | 7,015,000 | 7,629,000 | 7,938,000 |
| Equity capital | 4,696,000 | 4,811,000 | 4,926,000 | 3,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,344,000 | 2,027,000 | 2,554,000 |
| Interest expense | 127,000 | 251,000 | 373,000 | 484,000 |
| Net interest income | 548,000 | 1,093,000 | 1,654,000 | 2,070,000 |
| Noninterest income | 28,000 | 61,000 | 100,000 | 131,000 |
| Noninterest expense | 414,000 | 821,000 | 1,243,000 | 1,732,000 |
| Provision for loan losses | 65,000 | 125,000 | 185,000 | 1,410,000 |
| Pretax income | 97,000 | 208,000 | 326,000 | -941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 208,000 | 326,000 | -941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,690,000 | 4,802,000 | 4,918,000 | 3,652,000 |
| Total capital | 5,083,000 | 5,193,000 | 5,307,000 | 4,038,000 |
| Risk-weighted assets | 31,330,000 | 31,140,000 | 30,932,000 | 30,030,000 |