Call reports 2025
BANK 21 — 2025
What BANK 21 reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,985,000 | 183,976,000 | 196,365,000 | 195,906,000 |
| Total loans | 154,542,000 | 164,284,000 | 175,559,000 | 175,846,000 |
| Allowance for loan losses | 2,177,000 | 2,177,000 | 2,298,000 | 2,298,000 |
| Securities available for sale | 2,180,000 | 2,160,000 | 1,948,000 | 1,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,137,000 | 153,262,000 | 157,807,000 | 157,850,000 |
| Interest-bearing deposits | 111,845,000 | 117,917,000 | 121,925,000 | 120,208,000 |
| Noninterest-bearing deposits | 33,292,000 | 35,345,000 | 35,882,000 | 37,642,000 |
| Equity capital | 19,483,000 | 19,864,000 | 20,596,000 | 21,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,944,000 | 6,034,000 | 9,479,000 | 12,864,000 |
| Interest expense | 835,000 | 1,675,000 | 2,638,000 | 3,613,000 |
| Net interest income | 2,109,000 | 4,359,000 | 6,841,000 | 9,251,000 |
| Noninterest income | -65,000 | 149,000 | 295,000 | 446,000 |
| Noninterest expense | 1,192,000 | 2,395,000 | 3,593,000 | 4,938,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 120,000 |
| Pretax income | 852,000 | 2,113,000 | 3,423,000 | 4,639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 852,000 | 2,113,000 | 3,423,000 | 4,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,562,000 | 19,956,000 | 20,644,000 | 21,424,000 |
| Total capital | 21,509,000 | 22,016,000 | 22,824,000 | 23,615,000 |
| Risk-weighted assets | 155,530,000 | 164,648,000 | 174,295,000 | 175,129,000 |