Call reports 2024
BANK 21 — 2024
What BANK 21 reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 172,103,000 | 172,628,000 | 175,404,000 | 172,142,000 |
| Total loans | 143,016,000 | 145,694,000 | 153,954,000 | 151,562,000 |
| Allowance for loan losses | 2,004,000 | 2,124,000 | 2,175,000 | 2,176,000 |
| Securities available for sale | 2,742,000 | 2,743,000 | 2,399,000 | 2,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,574,000 | 146,634,000 | 147,105,000 | 144,571,000 |
| Interest-bearing deposits | 109,264,000 | 112,514,000 | 109,196,000 | 111,923,000 |
| Noninterest-bearing deposits | 37,310,000 | 34,120,000 | 37,909,000 | 32,648,000 |
| Equity capital | 17,161,000 | 17,315,000 | 17,880,000 | 18,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 5,307,000 | 8,298,000 | 11,341,000 |
| Interest expense | 835,000 | 1,712,000 | 2,606,000 | 3,508,000 |
| Net interest income | 1,766,000 | 3,595,000 | 5,692,000 | 7,833,000 |
| Noninterest income | 153,000 | 355,000 | 550,000 | 780,000 |
| Noninterest expense | 1,304,000 | 2,445,000 | 3,610,000 | 4,811,000 |
| Provision for loan losses | 40,000 | 240,000 | 290,000 | 290,000 |
| Pretax income | 575,000 | 1,265,000 | 2,292,000 | 3,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 575,000 | 1,265,000 | 2,292,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,249,000 | 17,434,000 | 17,951,000 | 18,785,000 |
| Total capital | 19,049,000 | 19,248,000 | 19,877,000 | 20,702,000 |
| Risk-weighted assets | 143,807,000 | 144,820,000 | 153,831,000 | 153,064,000 |