Call reports 2023
BANK 21 — 2023
What BANK 21 reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 167,805,000 | 163,216,000 | 158,685,000 | 167,534,000 |
| Total loans | 149,666,000 | 146,506,000 | 142,194,000 | 150,018,000 |
| Allowance for loan losses | 2,241,000 | 2,241,000 | 2,241,000 | 2,241,000 |
| Securities available for sale | 3,177,000 | 3,051,000 | 2,686,000 | 2,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,137,000 | 144,125,000 | 140,002,000 | 136,305,000 |
| Interest-bearing deposits | 108,919,000 | 106,700,000 | 100,661,000 | 103,741,000 |
| Noninterest-bearing deposits | 38,218,000 | 37,425,000 | 39,341,000 | 32,564,000 |
| Equity capital | 15,876,000 | 16,034,000 | 16,465,000 | 16,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,368,000 | 6,699,000 | 9,035,000 |
| Interest expense | 332,000 | 883,000 | 1,461,000 | 2,174,000 |
| Net interest income | 1,759,000 | 3,485,000 | 5,238,000 | 6,861,000 |
| Noninterest income | 168,000 | 415,000 | 584,000 | 759,000 |
| Noninterest expense | 1,213,000 | 2,414,000 | 3,604,000 | 4,740,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 654,000 | 1,426,000 | 2,158,000 | 2,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 654,000 | 1,426,000 | 2,158,000 | 2,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,983,000 | 16,181,000 | 16,692,000 | 16,999,000 |
| Total capital | 17,706,000 | 17,929,000 | 18,420,000 | 18,828,000 |
| Risk-weighted assets | 137,376,000 | 139,360,000 | 137,774,000 | 145,958,000 |