Call reports 2022
BANK 21 — 2022
What BANK 21 reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 171,932,000 | 166,735,000 | 168,351,000 | 162,064,000 |
| Total loans | 137,222,000 | 138,979,000 | 143,650,000 | 144,974,000 |
| Allowance for loan losses | 2,061,000 | 2,071,000 | 2,156,000 | 2,181,000 |
| Securities available for sale | 3,440,000 | 3,322,000 | 3,425,000 | 3,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,146,000 | 146,486,000 | 142,985,000 | 143,051,000 |
| Interest-bearing deposits | 96,732,000 | 94,716,000 | 91,154,000 | 97,074,000 |
| Noninterest-bearing deposits | 55,414,000 | 51,770,000 | 51,831,000 | 45,977,000 |
| Equity capital | 14,209,000 | 14,556,000 | 14,643,000 | 15,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,231,000 | 5,104,000 | 7,091,000 |
| Interest expense | 167,000 | 324,000 | 489,000 | 708,000 |
| Net interest income | 1,418,000 | 2,907,000 | 4,615,000 | 6,383,000 |
| Noninterest income | 162,000 | 393,000 | 593,000 | 756,000 |
| Noninterest expense | 1,124,000 | 2,246,000 | 3,376,000 | 4,571,000 |
| Provision for loan losses | 20,000 | 30,000 | 100,000 | 125,000 |
| Pretax income | 436,000 | 1,091,000 | 1,799,000 | 2,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 436,000 | 1,091,000 | 1,799,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,251,000 | 14,685,000 | 14,913,000 | 15,375,000 |
| Total capital | 15,923,000 | 16,373,000 | 16,636,000 | 17,093,000 |
| Risk-weighted assets | 133,405,000 | 134,685,000 | 137,467,000 | 136,994,000 |