Call reports 2018
BANK 21 — 2018
What BANK 21 reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 127,912,000 | 127,310,000 | 148,073,000 | 152,514,000 |
| Total loans | 110,884,000 | 114,779,000 | 124,071,000 | 126,500,000 |
| Allowance for loan losses | 1,535,000 | 1,628,000 | 1,754,000 | 1,797,000 |
| Securities available for sale | 6,470,000 | 6,413,000 | 6,082,000 | 6,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,492,000 | 110,400,000 | 107,791,000 | 121,224,000 |
| Interest-bearing deposits | 83,454,000 | 82,841,000 | 80,099,000 | 93,633,000 |
| Noninterest-bearing deposits | 31,038,000 | 27,559,000 | 27,692,000 | 27,591,000 |
| Equity capital | 11,560,000 | 11,230,000 | 11,179,000 | 11,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,772,000 | 4,325,000 | 6,036,000 |
| Interest expense | 169,000 | 366,000 | 638,000 | 1,076,000 |
| Net interest income | 1,186,000 | 2,406,000 | 3,687,000 | 4,960,000 |
| Noninterest income | 254,000 | 554,000 | 870,000 | 1,193,000 |
| Noninterest expense | 938,000 | 1,896,000 | 2,879,000 | 3,993,000 |
| Provision for loan losses | 80,000 | 171,000 | 293,000 | 334,000 |
| Pretax income | 422,000 | 893,000 | 1,385,000 | 1,826,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 893,000 | 1,385,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,409,000 | 11,095,000 | 11,079,000 | 11,529,000 |
| Total capital | 12,605,000 | 12,331,000 | 12,477,000 | 12,907,000 |
| Risk-weighted assets | 95,394,000 | 98,517,000 | 111,553,000 | 109,859,000 |