Call reports 2016
BANK 21 — 2016
What BANK 21 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,860,000 | 96,601,000 | 99,780,000 | 106,641,000 |
| Total loans | 78,768,000 | 82,341,000 | 87,475,000 | 92,111,000 |
| Allowance for loan losses | 1,002,000 | 1,049,000 | 1,094,000 | 1,168,000 |
| Securities available for sale | 8,152,000 | 6,557,000 | 6,174,000 | 5,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,450,000 | 86,022,000 | 88,889,000 | 95,133,000 |
| Interest-bearing deposits | 59,776,000 | 61,245,000 | 64,751,000 | 71,074,000 |
| Noninterest-bearing deposits | 22,674,000 | 24,777,000 | 24,138,000 | 24,059,000 |
| Equity capital | 8,269,000 | 8,420,000 | 8,636,000 | 9,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,980,000 | 3,053,000 | 4,175,000 |
| Interest expense | 76,000 | 158,000 | 257,000 | 373,000 |
| Net interest income | 893,000 | 1,822,000 | 2,796,000 | 3,802,000 |
| Noninterest income | 179,000 | 374,000 | 588,000 | 1,045,000 |
| Noninterest expense | 748,000 | 1,492,000 | 2,257,000 | 3,100,000 |
| Provision for loan losses | 40,000 | 93,000 | 137,000 | 211,000 |
| Pretax income | 284,000 | 608,000 | 987,000 | 1,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 608,000 | 987,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,827,000 | 7,982,000 | 8,209,000 | 8,701,000 |
| Total capital | 8,682,000 | 8,868,000 | 9,160,000 | 9,708,000 |
| Risk-weighted assets | 68,317,000 | 70,720,000 | 75,993,000 | 80,438,000 |