Call reports 2015
BANK 21 — 2015
What BANK 21 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 90,760,000 | 89,418,000 | 90,830,000 | 90,875,000 |
| Total loans | 69,811,000 | 70,112,000 | 69,498,000 | 76,158,000 |
| Allowance for loan losses | 928,000 | 935,000 | 943,000 | 962,000 |
| Securities available for sale | 11,020,000 | 10,826,000 | 10,393,000 | 9,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,564,000 | 81,186,000 | 82,381,000 | 80,218,000 |
| Interest-bearing deposits | 62,334,000 | 60,709,000 | 59,099,000 | 58,359,000 |
| Noninterest-bearing deposits | 19,230,000 | 20,477,000 | 23,282,000 | 21,859,000 |
| Equity capital | 7,963,000 | 7,932,000 | 8,139,000 | 8,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,748,000 | 2,643,000 | 3,559,000 |
| Interest expense | 71,000 | 139,000 | 204,000 | 269,000 |
| Net interest income | 796,000 | 1,609,000 | 2,439,000 | 3,290,000 |
| Noninterest income | 163,000 | 363,000 | 556,000 | 752,000 |
| Noninterest expense | 721,000 | 1,457,000 | 2,201,000 | 2,930,000 |
| Provision for loan losses | 12,000 | 23,000 | 34,000 | 51,000 |
| Pretax income | 226,000 | 492,000 | 760,000 | 1,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 492,000 | 760,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,521,000 | 7,547,000 | 7,743,000 | 7,891,000 |
| Total capital | 8,314,000 | 8,324,000 | 8,548,000 | 8,745,000 |
| Risk-weighted assets | 63,313,000 | 62,021,000 | 64,249,000 | 68,288,000 |