Call reports 2012
BANK 21 — 2012
What BANK 21 reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,253,000 | 53,794,000 | 54,907,000 | 57,183,000 |
| Total loans | 26,286,000 | 28,323,000 | 30,540,000 | 30,423,000 |
| Allowance for loan losses | 484,000 | 496,000 | 551,000 | 579,000 |
| Securities available for sale | 14,873,000 | 14,160,000 | 13,044,000 | 13,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,733,000 | 47,135,000 | 49,257,000 | 51,438,000 |
| Interest-bearing deposits | 38,215,000 | 37,829,000 | 38,282,000 | 40,309,000 |
| Noninterest-bearing deposits | 10,518,000 | 9,306,000 | 10,975,000 | 11,129,000 |
| Equity capital | 5,235,000 | 5,291,000 | 5,517,000 | 5,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,061,000 | 1,613,000 | 2,152,000 |
| Interest expense | 92,000 | 178,000 | 256,000 | 318,000 |
| Net interest income | 440,000 | 883,000 | 1,357,000 | 1,834,000 |
| Noninterest income | 118,000 | 243,000 | 383,000 | 545,000 |
| Noninterest expense | 496,000 | 981,000 | 1,470,000 | 1,965,000 |
| Provision for loan losses | 5,000 | 5,000 | 23,000 | 48,000 |
| Pretax income | 62,000 | 145,000 | 261,000 | 380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 145,000 | 261,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,970,000 | 5,057,000 | 5,123,000 | 5,243,000 |
| Total capital | 5,366,000 | 5,477,000 | 5,544,000 | 5,659,000 |
| Risk-weighted assets | 30,823,000 | 32,788,000 | 32,796,000 | 32,382,000 |