Call reports 2026
ACADEMY BANK, N.A. — 2026
What ACADEMY BANK, N.A. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,275,311,000 | 3,228,118,000 |
| Total loans | 2,486,399,000 | 2,490,199,000 |
| Allowance for loan losses | 33,198,000 | 34,274,000 |
| Securities available for sale | 360,539,000 | 378,664,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,731,192,000 | 2,679,639,000 |
| Interest-bearing deposits | 2,272,265,000 | 2,218,713,000 |
| Noninterest-bearing deposits | 458,927,000 | 460,926,000 |
| Equity capital | 464,197,000 | 470,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 45,099,000 | 91,736,000 |
| Interest expense | 18,858,000 | 37,297,000 |
| Net interest income | 26,241,000 | 54,439,000 |
| Noninterest income | 11,908,000 | 24,011,000 |
| Noninterest expense | 24,304,000 | 49,532,000 |
| Provision for loan losses | 2,800,000 | 6,600,000 |
| Pretax income | 11,018,000 | 22,674,000 |
| Income tax | 2,664,000 | 5,468,000 |
| Net income | 8,354,000 | 17,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 462,943,000 | 469,508,000 |
| Total capital | 497,429,000 | 504,018,000 |
| Risk-weighted assets | 2,756,874,000 | 2,758,085,000 |