Call report 2025Q4
ACADEMY BANK, N.A. — 2025Q4
The 22 measures ACADEMY BANK, N.A. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,320,167,000 | USD | evidence → |
| Total loans | 2,429,352,000 | USD | evidence → |
| Allowance for loan losses | 31,234,000 | USD | evidence → |
| Securities available for sale | 350,815,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,775,244,000 | USD | evidence → |
| Interest-bearing deposits | 2,371,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 403,790,000 | USD | evidence → |
| Equity capital | 460,437,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 174,865,000 | USD | evidence → |
| Interest expense | 75,948,000 | USD | evidence → |
| Net interest income | 98,917,000 | USD | evidence → |
| Noninterest income | 46,075,000 | USD | evidence → |
| Noninterest expense | 98,469,000 | USD | evidence → |
| Provision for loan losses | 12,650,000 | USD | evidence → |
| Pretax income | 32,902,000 | USD | evidence → |
| Income tax | 7,799,000 | USD | evidence → |
| Net income | 25,103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 456,864,000 | USD | evidence → |
| Total capital | 490,452,000 | USD | evidence → |
| Risk-weighted assets | 2,686,112,000 | USD | evidence → |