Call reports 2022
ACADEMY BANK, N.A. — 2022
What ACADEMY BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,312,773,000 | 2,270,711,000 | 2,341,771,000 | 2,441,289,000 |
| Total loans | 1,724,982,000 | 1,760,072,000 | 1,842,786,000 | 1,893,402,000 |
| Allowance for loan losses | 29,271,000 | 29,417,000 | 28,196,000 | 27,859,000 |
| Securities available for sale | 346,281,000 | 318,203,000 | 287,147,000 | 286,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,848,043,000 | 1,811,019,000 | 1,893,387,000 | 1,987,980,000 |
| Interest-bearing deposits | 1,313,482,000 | 1,325,275,000 | 1,398,656,000 | 1,502,510,000 |
| Noninterest-bearing deposits | 534,561,000 | 485,744,000 | 494,731,000 | 485,470,000 |
| Equity capital | 373,802,000 | 369,226,000 | 362,554,000 | 376,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,575,000 | 41,959,000 | 65,889,000 | 93,417,000 |
| Interest expense | 1,482,000 | 2,970,000 | 5,985,000 | 11,845,000 |
| Net interest income | 19,093,000 | 38,989,000 | 59,904,000 | 81,572,000 |
| Noninterest income | 12,484,000 | 25,342,000 | 38,146,000 | 49,812,000 |
| Noninterest expense | 22,753,000 | 45,979,000 | 67,105,000 | 88,658,000 |
| Provision for loan losses | 1,500,000 | 2,400,000 | 2,800,000 | 3,200,000 |
| Pretax income | 7,129,000 | 15,622,000 | 27,651,000 | 39,040,000 |
| Income tax | 1,648,000 | 3,638,000 | 6,490,000 | 9,206,000 |
| Net income | 5,481,000 | 11,984,000 | 21,161,000 | 29,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 376,971,000 | 381,126,000 | 387,963,000 | 394,242,000 |
| Total capital | 401,879,000 | 406,661,000 | 414,584,000 | 421,928,000 |
| Risk-weighted assets | 1,987,809,000 | 2,038,412,000 | 2,127,616,000 | 2,214,204,000 |