Call reports 2021
ACADEMY BANK, N.A. — 2021
What ACADEMY BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,327,496,000 | 2,232,696,000 | 2,263,080,000 | 2,305,640,000 |
| Total loans | 1,676,207,000 | 1,655,866,000 | 1,643,056,000 | 1,664,657,000 |
| Allowance for loan losses | 35,241,000 | 35,612,000 | 34,267,000 | 32,511,000 |
| Securities available for sale | 389,520,000 | 412,719,000 | 398,754,000 | 375,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,915,501,000 | 1,794,060,000 | 1,828,703,000 | 1,832,895,000 |
| Interest-bearing deposits | 1,410,361,000 | 1,325,788,000 | 1,358,444,000 | 1,351,695,000 |
| Noninterest-bearing deposits | 505,140,000 | 468,272,000 | 470,259,000 | 481,200,000 |
| Equity capital | 361,186,000 | 370,730,000 | 381,924,000 | 387,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,588,000 | 42,183,000 | 64,447,000 | 85,223,000 |
| Interest expense | 3,261,000 | 5,668,000 | 7,436,000 | 8,939,000 |
| Net interest income | 18,327,000 | 36,515,000 | 57,011,000 | 76,284,000 |
| Noninterest income | 17,650,000 | 35,404,000 | 51,559,000 | 67,311,000 |
| Noninterest expense | 23,056,000 | 45,649,000 | 68,098,000 | 92,894,000 |
| Provision for loan losses | 2,200,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Pretax income | 10,646,000 | 23,207,000 | 37,389,000 | 47,579,000 |
| Income tax | 2,527,000 | 5,504,000 | 8,875,000 | 11,093,000 |
| Net income | 8,119,000 | 17,703,000 | 28,514,000 | 36,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,485,000 | 356,238,000 | 367,219,000 | 373,806,000 |
| Total capital | 368,072,000 | 378,850,000 | 390,512,000 | 397,757,000 |
| Risk-weighted assets | 1,712,790,000 | 1,795,434,000 | 1,851,941,000 | 1,907,015,000 |