Call reports 2020
ACADEMY BANK, N.A. — 2020
What ACADEMY BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,163,530,000 | 2,321,392,000 | 2,341,128,000 | 2,291,991,000 |
| Total loans | 1,624,670,000 | 1,745,460,000 | 1,741,119,000 | 1,653,536,000 |
| Allowance for loan losses | 24,606,000 | 29,121,000 | 33,333,000 | 33,603,000 |
| Securities available for sale | 193,809,000 | 179,111,000 | 241,768,000 | 347,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,823,759,000 | 1,992,915,000 | 1,989,918,000 | 1,873,362,000 |
| Interest-bearing deposits | 1,518,989,000 | 1,575,802,000 | 1,587,246,000 | 1,463,145,000 |
| Noninterest-bearing deposits | 304,770,000 | 417,113,000 | 402,672,000 | 410,217,000 |
| Equity capital | 272,881,000 | 274,725,000 | 297,335,000 | 356,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,243,000 | 44,114,000 | 65,362,000 | 87,693,000 |
| Interest expense | 6,851,000 | 13,240,000 | 18,846,000 | 23,497,000 |
| Net interest income | 15,392,000 | 30,874,000 | 46,516,000 | 64,196,000 |
| Noninterest income | 16,060,000 | 31,587,000 | 48,429,000 | 65,657,000 |
| Noninterest expense | 22,844,000 | 46,367,000 | 70,587,000 | 95,375,000 |
| Provision for loan losses | 7,100,000 | 12,300,000 | 17,400,000 | 22,300,000 |
| Pretax income | 1,574,000 | 3,894,000 | 7,699,000 | 12,908,000 |
| Income tax | 321,000 | 816,000 | 1,564,000 | 2,782,000 |
| Net income | 1,253,000 | 3,078,000 | 6,135,000 | 10,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,728,000 | 255,728,000 | 279,040,000 | 338,203,000 |
| Total capital | 275,129,000 | 276,471,000 | 299,948,000 | 359,179,000 |
| Risk-weighted assets | 1,708,453,000 | 1,650,625,000 | 1,659,785,000 | 1,664,987,000 |