Call reports 2019
ACADEMY BANK, N.A. — 2019
What ACADEMY BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,594,587,000 | 1,590,993,000 | 1,619,130,000 | 2,095,381,000 |
| Total loans | 1,172,749,000 | 1,275,545,000 | 1,344,338,000 | 1,577,657,000 |
| Allowance for loan losses | 15,604,000 | 16,780,000 | 18,071,000 | 18,832,000 |
| Securities available for sale | 179,777,000 | 172,344,000 | 161,003,000 | 202,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,277,647,000 | 1,283,088,000 | 1,312,104,000 | 1,753,890,000 |
| Interest-bearing deposits | 1,021,083,000 | 1,043,683,000 | 1,066,990,000 | 1,461,098,000 |
| Noninterest-bearing deposits | 256,564,000 | 239,405,000 | 245,114,000 | 292,792,000 |
| Equity capital | 228,775,000 | 236,396,000 | 240,610,000 | 267,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,090,000 | 35,465,000 | 54,066,000 | 75,964,000 |
| Interest expense | 4,856,000 | 10,180,000 | 15,794,000 | 22,173,000 |
| Net interest income | 12,234,000 | 25,285,000 | 38,272,000 | 53,791,000 |
| Noninterest income | 15,560,000 | 32,191,000 | 48,622,000 | 63,831,000 |
| Noninterest expense | 19,376,000 | 39,571,000 | 60,738,000 | 85,495,000 |
| Provision for loan losses | 2,400,000 | 4,800,000 | 7,700,000 | 11,050,000 |
| Pretax income | 6,018,000 | 13,105,000 | 18,456,000 | 21,120,000 |
| Income tax | 1,492,000 | 3,193,000 | 4,430,000 | 5,051,000 |
| Net income | 4,526,000 | 9,912,000 | 14,026,000 | 16,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,573,000 | 232,031,000 | 236,237,000 | 252,340,000 |
| Total capital | 241,924,000 | 248,844,000 | 253,888,000 | 271,602,000 |
| Risk-weighted assets | 1,227,474,000 | 1,344,702,000 | 1,410,874,000 | 1,670,503,000 |