Call reports 2017
ACADEMY BANK, N.A. — 2017
What ACADEMY BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,151,482,000 | 1,241,832,000 | 1,274,084,000 | 1,273,834,000 |
| Total loans | 776,217,000 | 880,150,000 | 878,368,000 | 895,634,000 |
| Allowance for loan losses | 11,310,000 | 11,540,000 | 11,717,000 | 11,768,000 |
| Securities available for sale | 182,924,000 | 175,193,000 | 178,635,000 | 177,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,723,000 | 909,720,000 | 955,280,000 | 955,828,000 |
| Interest-bearing deposits | 638,559,000 | 687,462,000 | 731,514,000 | 731,674,000 |
| Noninterest-bearing deposits | 217,164,000 | 222,258,000 | 223,766,000 | 224,154,000 |
| Equity capital | 185,825,000 | 202,031,000 | 205,650,000 | 205,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,314,000 | 22,147,000 | 34,664,000 | 47,586,000 |
| Interest expense | 1,459,000 | 3,166,000 | 5,112,000 | 7,172,000 |
| Net interest income | 8,855,000 | 18,981,000 | 29,552,000 | 40,414,000 |
| Noninterest income | 16,157,000 | 33,422,000 | 49,767,000 | 64,304,000 |
| Noninterest expense | 18,392,000 | 36,855,000 | 54,775,000 | 72,216,000 |
| Provision for loan losses | 2,400,000 | 4,800,000 | 7,200,000 | 9,300,000 |
| Pretax income | 4,220,000 | 10,748,000 | 17,488,000 | 23,346,000 |
| Income tax | 1,647,000 | 4,181,000 | 6,824,000 | 11,680,000 |
| Net income | 2,573,000 | 6,567,000 | 10,664,000 | 11,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,691,000 | 194,964,000 | 201,417,000 | 202,903,000 |
| Total capital | 191,288,000 | 206,699,000 | 213,344,000 | 214,946,000 |
| Risk-weighted assets | 845,758,000 | 953,813,000 | 953,945,000 | 993,005,000 |