Call reports 2014
ACADEMY BANK, N.A. — 2014
What ACADEMY BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 312,939,000 | 309,325,000 | 313,180,000 | 325,064,000 |
| Total loans | 102,783,000 | 124,138,000 | 119,382,000 | 122,874,000 |
| Allowance for loan losses | 3,547,000 | 3,334,000 | 3,102,000 | 3,080,000 |
| Securities available for sale | 114,069,000 | 110,535,000 | 101,393,000 | 97,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,059,000 | 235,745,000 | 237,881,000 | 248,048,000 |
| Interest-bearing deposits | 176,187,000 | 175,226,000 | 173,652,000 | 179,746,000 |
| Noninterest-bearing deposits | 65,872,000 | 60,519,000 | 64,229,000 | 68,302,000 |
| Equity capital | 66,018,000 | 68,356,000 | 69,793,000 | 70,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,401,000 | 5,234,000 | 7,215,000 |
| Interest expense | 116,000 | 237,000 | 361,000 | 487,000 |
| Net interest income | 1,504,000 | 3,164,000 | 4,873,000 | 6,728,000 |
| Noninterest income | 7,928,000 | 16,516,000 | 24,591,000 | 31,749,000 |
| Noninterest expense | 6,557,000 | 13,466,000 | 20,326,000 | 28,805,000 |
| Provision for loan losses | 100,000 | 400,000 | 700,000 | 1,350,000 |
| Pretax income | 2,775,000 | 5,814,000 | 8,438,000 | 8,322,000 |
| Income tax | 1,082,000 | 2,267,000 | 3,291,000 | 3,260,000 |
| Net income | 1,693,000 | 3,547,000 | 5,147,000 | 5,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,933,000 | 67,838,000 | 69,466,000 | 69,407,000 |
| Total capital | 67,680,000 | 69,801,000 | 71,335,000 | 71,317,000 |
| Risk-weighted assets | 137,941,000 | 155,375,000 | 148,188,000 | 151,053,000 |
Machine access — free, no API key
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