Call reports 2009
ACADEMY BANK, N.A. — 2009
What ACADEMY BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 425,855,000 | 403,571,000 | 377,230,000 | 497,165,000 |
| Total loans | 277,955,000 | 271,629,000 | 252,382,000 | 233,046,000 |
| Allowance for loan losses | 12,370,000 | 16,205,000 | 16,184,000 | 15,436,000 |
| Securities available for sale | 30,691,000 | 35,704,000 | 35,856,000 | 34,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,050,000 | 354,495,000 | 329,504,000 | 438,463,000 |
| Interest-bearing deposits | 327,996,000 | 313,456,000 | 287,338,000 | 390,282,000 |
| Noninterest-bearing deposits | 48,054,000 | 41,039,000 | 42,166,000 | 48,181,000 |
| Equity capital | 40,718,000 | 41,418,000 | 41,958,000 | 43,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,425,000 | 8,543,000 | 12,365,000 | 16,085,000 |
| Interest expense | 2,645,000 | 4,954,000 | 7,037,000 | 8,935,000 |
| Net interest income | 1,780,000 | 3,589,000 | 5,328,000 | 7,150,000 |
| Noninterest income | 8,223,000 | 17,690,000 | 27,069,000 | 35,943,000 |
| Noninterest expense | 5,695,000 | 11,280,000 | 17,301,000 | 23,071,000 |
| Provision for loan losses | 4,500,000 | 9,000,000 | 13,500,000 | 16,250,000 |
| Pretax income | -192,000 | 999,000 | 1,605,000 | 3,781,000 |
| Income tax | -71,000 | 381,000 | 607,000 | 1,478,000 |
| Net income | -121,000 | 618,000 | 998,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,436,000 | 40,203,000 | 40,611,000 | 41,942,000 |
| Total capital | 43,135,000 | 43,830,000 | 44,006,000 | 45,294,000 |
| Risk-weighted assets | 286,888,000 | 277,183,000 | 257,983,000 | 256,033,000 |
Machine access — free, no API key
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