Call reports 2006
ACADEMY BANK, N.A. — 2006
What ACADEMY BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,548,000 | 173,207,000 | 184,119,000 | 206,355,000 |
| Total loans | 109,132,000 | 126,808,000 | 137,021,000 | 140,372,000 |
| Allowance for loan losses | 2,397,000 | 2,575,000 | 2,672,000 | 2,739,000 |
| Securities available for sale | 12,557,000 | 12,397,000 | 18,283,000 | 20,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,725,000 | 149,713,000 | 158,453,000 | 178,259,000 |
| Interest-bearing deposits | 107,268,000 | 114,214,000 | 120,764,000 | 139,752,000 |
| Noninterest-bearing deposits | 41,457,000 | 35,499,000 | 37,689,000 | 38,507,000 |
| Equity capital | 24,007,000 | 20,157,000 | 22,304,000 | 24,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,779,000 | 7,611,000 | 10,738,000 |
| Interest expense | 574,000 | 1,276,000 | 2,137,000 | 3,150,000 |
| Net interest income | 1,638,000 | 3,503,000 | 5,474,000 | 7,588,000 |
| Noninterest income | 5,757,000 | 12,666,000 | 19,320,000 | 25,804,000 |
| Noninterest expense | 4,348,000 | 8,844,000 | 13,419,000 | 17,679,000 |
| Provision for loan losses | 675,000 | 1,475,000 | 2,175,000 | 2,925,000 |
| Pretax income | 2,372,000 | 5,850,000 | 9,200,000 | 12,788,000 |
| Income tax | 877,000 | 2,169,000 | 3,414,000 | 4,747,000 |
| Net income | 1,495,000 | 3,681,000 | 5,786,000 | 8,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,991,000 | 20,172,000 | 22,285,000 | 24,540,000 |
| Total capital | 25,588,000 | 21,930,000 | 24,205,000 | 26,538,000 |
| Risk-weighted assets | 126,850,000 | 139,235,000 | 152,797,000 | 158,906,000 |
Machine access — free, no API key
Every figure shown here about ACADEMY BANK, N.A. — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.