Call reports 2017
ION BANK — 2017
What ION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,240,521,000 | 1,273,664,000 | 1,279,658,000 | 1,265,069,000 |
| Total loans | 1,030,270,000 | 1,059,400,000 | 1,053,332,000 | 1,038,406,000 |
| Allowance for loan losses | 9,479,000 | 9,925,000 | 10,213,000 | 10,385,000 |
| Securities available for sale | 90,326,000 | 90,413,000 | 90,843,000 | 97,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,647,000 | 1,691,000 | 1,652,000 | 1,516,000 |
| Total deposits | 997,719,000 | 1,011,133,000 | 1,015,823,000 | 1,030,890,000 |
| Interest-bearing deposits | 772,280,000 | 770,116,000 | 772,637,000 | 779,791,000 |
| Noninterest-bearing deposits | 225,439,000 | 241,017,000 | 243,186,000 | 251,099,000 |
| Equity capital | 102,408,000 | 104,719,000 | 116,943,000 | 115,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,613,000 | 21,915,000 | 33,548,000 | 45,273,000 |
| Interest expense | 1,451,000 | 3,040,000 | 4,776,000 | 6,499,000 |
| Net interest income | 9,162,000 | 18,875,000 | 28,772,000 | 38,774,000 |
| Noninterest income | 1,909,000 | 3,913,000 | 5,928,000 | 7,764,000 |
| Noninterest expense | 8,739,000 | 17,178,000 | 25,693,000 | 35,059,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,325,000 |
| Pretax income | 2,032,000 | 5,010,000 | 8,107,000 | 10,154,000 |
| Income tax | 653,000 | 1,622,000 | 2,639,000 | 6,839,000 |
| Net income | 1,379,000 | 3,388,000 | 5,468,000 | 3,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,413,000 | 114,422,000 | 126,502,000 | 126,451,000 |
| Total capital | 122,527,000 | 125,182,000 | 137,613,000 | 137,771,000 |
| Risk-weighted assets | 986,631,000 | 1,013,673,000 | 1,000,121,000 | 983,760,000 |