Call reports 2008
ION BANK — 2008
What ION BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 751,470,000 | 753,600,000 | 735,503,000 | 731,436,000 |
| Total loans | 593,589,000 | 599,253,000 | 589,793,000 | 588,279,000 |
| Allowance for loan losses | 5,813,000 | 5,909,000 | 5,679,000 | 6,103,000 |
| Securities available for sale | 95,362,000 | 101,780,000 | 96,263,000 | 95,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 100,000 | 751,000 |
| Total deposits | 568,020,000 | 567,347,000 | 560,914,000 | 574,483,000 |
| Interest-bearing deposits | 482,781,000 | 475,524,000 | 471,821,000 | 490,816,000 |
| Noninterest-bearing deposits | 85,239,000 | 91,823,000 | 89,093,000 | 83,667,000 |
| Equity capital | 74,938,000 | 74,760,000 | 75,846,000 | 68,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,875,000 | 21,509,000 | 31,961,000 | 42,081,000 |
| Interest expense | 4,472,000 | 8,264,000 | 11,813,000 | 15,453,000 |
| Net interest income | 6,403,000 | 13,245,000 | 20,148,000 | 26,628,000 |
| Noninterest income | 1,186,000 | 2,678,000 | 4,126,000 | 4,984,000 |
| Noninterest expense | 5,595,000 | 12,035,000 | 18,380,000 | 24,304,000 |
| Provision for loan losses | 241,000 | 564,000 | 770,000 | 1,450,000 |
| Pretax income | 2,050,000 | 3,849,000 | 5,664,000 | 6,398,000 |
| Income tax | 691,000 | 1,221,000 | 1,828,000 | 2,252,000 |
| Net income | 1,359,000 | 2,628,000 | 3,836,000 | 4,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,499,000 | 78,024,000 | 79,185,000 | 79,243,000 |
| Total capital | 84,153,000 | 84,469,000 | 85,179,000 | 85,417,000 |
| Risk-weighted assets | 577,194,000 | 584,440,000 | 572,968,000 | 560,761,000 |
Machine access — free, no API key
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