Call reports 2007
ION BANK — 2007
What ION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 720,357,000 | 728,799,000 | 731,664,000 | 734,394,000 |
| Total loans | 537,615,000 | 550,758,000 | 565,021,000 | 586,156,000 |
| Allowance for loan losses | 4,950,000 | 4,884,000 | 5,216,000 | 5,875,000 |
| Securities available for sale | 122,813,000 | 104,855,000 | 102,629,000 | 96,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,245,000 | 581,609,000 | 565,218,000 | 573,260,000 |
| Interest-bearing deposits | 479,692,000 | 493,999,000 | 476,819,000 | 483,600,000 |
| Noninterest-bearing deposits | 82,553,000 | 87,610,000 | 88,399,000 | 89,660,000 |
| Equity capital | 74,763,000 | 75,297,000 | 77,433,000 | 73,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,821,000 | 21,684,000 | 32,615,000 | 43,779,000 |
| Interest expense | 4,450,000 | 8,964,000 | 13,606,000 | 18,457,000 |
| Net interest income | 6,371,000 | 12,720,000 | 19,009,000 | 25,322,000 |
| Noninterest income | 942,000 | 2,031,000 | 3,222,000 | 4,439,000 |
| Noninterest expense | 5,187,000 | 11,402,000 | 16,614,000 | 22,014,000 |
| Provision for loan losses | 10,000 | 23,000 | 441,000 | 2,406,000 |
| Pretax income | 2,107,000 | 3,845,000 | 5,695,000 | 6,052,000 |
| Income tax | 705,000 | 1,099,000 | 1,724,000 | 1,813,000 |
| Net income | 1,402,000 | 2,746,000 | 3,971,000 | 4,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,012,000 | 73,941,000 | 75,637,000 | 76,037,000 |
| Total capital | 79,509,000 | 80,294,000 | 82,266,000 | 83,115,000 |
| Risk-weighted assets | 531,975,000 | 544,363,000 | 562,517,000 | 579,835,000 |
Machine access — free, no API key
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