Call reports 2005
ION BANK — 2005
What ION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 629,269,000 | 649,438,000 | 641,483,000 | 647,265,000 |
| Total loans | 477,475,000 | 480,614,000 | 484,958,000 | 492,640,000 |
| Allowance for loan losses | 4,094,000 | 4,217,000 | 4,343,000 | 4,446,000 |
| Securities available for sale | 104,818,000 | 109,884,000 | 100,620,000 | 94,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,296,000 | 518,100,000 | 509,397,000 | 530,938,000 |
| Interest-bearing deposits | 427,649,000 | 438,387,000 | 428,837,000 | 447,962,000 |
| Noninterest-bearing deposits | 71,647,000 | 79,713,000 | 80,560,000 | 82,976,000 |
| Equity capital | 85,227,000 | 87,548,000 | 88,829,000 | 72,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,207,000 | 16,967,000 | 25,800,000 | 34,922,000 |
| Interest expense | 1,905,000 | 4,061,000 | 6,398,000 | 8,946,000 |
| Net interest income | 6,302,000 | 12,906,000 | 19,402,000 | 25,976,000 |
| Noninterest income | 1,213,000 | 2,358,000 | 3,457,000 | 4,373,000 |
| Noninterest expense | 6,055,000 | 11,040,000 | 15,949,000 | 20,774,000 |
| Provision for loan losses | 105,000 | 252,000 | 405,000 | 512,000 |
| Pretax income | 1,991,000 | 4,556,000 | 7,094,000 | 9,634,000 |
| Income tax | 432,000 | 1,305,000 | 2,154,000 | 2,980,000 |
| Net income | 1,559,000 | 3,251,000 | 4,940,000 | 6,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,364,000 | 84,352,000 | 85,633,000 | 71,287,000 |
| Total capital | 87,530,000 | 89,731,000 | 91,244,000 | 77,077,000 |
| Risk-weighted assets | 453,289,000 | 459,081,000 | 462,087,000 | 473,743,000 |
Machine access — free, no API key
Every figure shown here about ION BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.