Call reports 2026
BANK OF OAK RIDGE — 2026
What BANK OF OAK RIDGE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 655,420,000 | 658,107,000 |
| Total loans | 513,365,000 | 522,058,000 |
| Allowance for loan losses | 6,425,000 | 6,682,000 |
| Securities available for sale | 80,036,000 | 84,002,000 |
| Securities held to maturity | 14,305,000 | 14,300,000 |
| Trading assets | 0 | 0 |
| Total deposits | 545,388,000 | 509,602,000 |
| Interest-bearing deposits | 408,796,000 | 374,439,000 |
| Noninterest-bearing deposits | 136,592,000 | 135,163,000 |
| Equity capital | 80,220,000 | 82,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,110,000 | 19,001,000 |
| Interest expense | 2,675,000 | 5,192,000 |
| Net interest income | 6,435,000 | 13,809,000 |
| Noninterest income | 785,000 | 1,607,000 |
| Noninterest expense | 4,672,000 | 9,579,000 |
| Provision for loan losses | 700,000 | 939,000 |
| Pretax income | 2,072,000 | 5,119,000 |
| Income tax | 417,000 | 1,083,000 |
| Net income | 1,655,000 | 4,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 80,487,000 | 82,366,000 |
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