Call reports 2004
BANK OF OAK RIDGE — 2004
What BANK OF OAK RIDGE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 106,626,000 | 113,232,000 | 125,917,000 | 134,406,000 |
| Total loans | 72,206,000 | 73,319,000 | 78,971,000 | 87,612,000 |
| Allowance for loan losses | 722,000 | 770,000 | 883,000 | 970,000 |
| Securities available for sale | 23,672,000 | 28,616,000 | 32,080,000 | 35,116,000 |
| Securities held to maturity | 2,497,000 | 2,253,000 | 2,151,000 | 2,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,309,000 | 81,511,000 | 93,430,000 | 97,679,000 |
| Interest-bearing deposits | 67,900,000 | 75,361,000 | 85,056,000 | 88,318,000 |
| Noninterest-bearing deposits | 6,409,000 | 6,150,000 | 8,374,000 | 9,361,000 |
| Equity capital | 14,901,000 | 14,204,000 | 14,842,000 | 14,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,549,000 | 4,024,000 | 5,659,000 |
| Interest expense | 384,000 | 797,000 | 1,289,000 | 1,869,000 |
| Net interest income | 852,000 | 1,752,000 | 2,735,000 | 3,790,000 |
| Noninterest income | 173,000 | 407,000 | 763,000 | 1,014,000 |
| Noninterest expense | 907,000 | 1,844,000 | 2,941,000 | 3,994,000 |
| Provision for loan losses | 89,000 | 202,000 | 330,000 | 441,000 |
| Pretax income | 29,000 | 113,000 | 227,000 | 369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 113,000 | 227,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,462,000 | 14,481,000 | 14,595,000 | 14,738,000 |
| Total capital | 15,184,000 | 15,251,000 | 15,478,000 | 15,708,000 |
| Risk-weighted assets | 75,482,000 | 78,044,000 | 83,652,000 | 94,324,000 |
Machine access — free, no API key
Every figure shown here about BANK OF OAK RIDGE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.