Call reports 2026
UNITED TRUST BANK — 2026
What UNITED TRUST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 172,224,000 | 178,170,000 |
| Total loans | 145,465,000 | 146,879,000 |
| Allowance for loan losses | 938,000 | 1,015,000 |
| Securities available for sale | 22,000 | 21,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 122,512,000 | 126,103,000 |
| Interest-bearing deposits | 106,498,000 | 107,844,000 |
| Noninterest-bearing deposits | 16,014,000 | 18,259,000 |
| Equity capital | 16,275,000 | 17,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,420,000 | 4,927,000 |
| Interest expense | 1,361,000 | 2,671,000 |
| Net interest income | 1,059,000 | 2,256,000 |
| Noninterest income | 5,627,000 | 11,836,000 |
| Noninterest expense | 6,077,000 | 12,530,000 |
| Provision for loan losses | 64,000 | 121,000 |
| Pretax income | 545,000 | 1,441,000 |
| Income tax | 169,000 | 439,000 |
| Net income | 376,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,275,000 | 17,650,000 |
| Total capital | 17,213,000 | 18,665,000 |
| Risk-weighted assets | 99,171,000 | 100,077,000 |