Call reports 2022
UNITED TRUST BANK — 2022
What UNITED TRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,726,000 | 93,440,000 | 104,884,000 | 131,848,000 |
| Total loans | 57,299,000 | 76,859,000 | 83,653,000 | 107,213,000 |
| Allowance for loan losses | 379,000 | 432,000 | 493,000 | 693,000 |
| Securities available for sale | 46,000 | 43,000 | 41,000 | 38,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,965,000 | 75,476,000 | 80,906,000 | 93,809,000 |
| Interest-bearing deposits | 54,947,000 | 52,857,000 | 57,900,000 | 72,381,000 |
| Noninterest-bearing deposits | 17,018,000 | 22,619,000 | 23,006,000 | 21,428,000 |
| Equity capital | 8,240,000 | 11,405,000 | 11,908,000 | 12,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,367,000 | 2,507,000 | 3,930,000 |
| Interest expense | 73,000 | 182,000 | 412,000 | 975,000 |
| Net interest income | 498,000 | 1,185,000 | 2,095,000 | 2,955,000 |
| Noninterest income | 9,893,000 | 17,671,000 | 23,926,000 | 28,187,000 |
| Noninterest expense | 9,774,000 | 17,453,000 | 24,009,000 | 28,994,000 |
| Provision for loan losses | 30,000 | 83,000 | 144,000 | 344,000 |
| Pretax income | 587,000 | 1,320,000 | 1,868,000 | 1,804,000 |
| Income tax | 41,000 | 59,000 | 104,000 | -219,000 |
| Net income | 546,000 | 1,261,000 | 1,764,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,240,000 | 11,405,000 | 11,908,000 | 12,167,000 |
| Total capital | 8,619,000 | 11,837,000 | 12,401,000 | 12,860,000 |
| Risk-weighted assets | 44,436,000 | 54,990,000 | 57,913,000 | 71,157,000 |