Call reports 2021
UNITED TRUST BANK — 2021
What UNITED TRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,143,000 | 77,895,000 | 79,722,000 | 76,559,000 |
| Total loans | 33,565,000 | 59,282,000 | 45,874,000 | 54,194,000 |
| Allowance for loan losses | 285,000 | 300,000 | 330,000 | 349,000 |
| Securities available for sale | 59,000 | 57,000 | 54,000 | 51,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,305,000 | 66,176,000 | 67,568,000 | 64,688,000 |
| Interest-bearing deposits | 31,072,000 | 52,444,000 | 54,288,000 | 49,685,000 |
| Noninterest-bearing deposits | 7,233,000 | 13,732,000 | 13,280,000 | 15,003,000 |
| Equity capital | 5,946,000 | 6,453,000 | 7,106,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 778,000 | 1,314,000 | 1,886,000 |
| Interest expense | 42,000 | 98,000 | 164,000 | 235,000 |
| Net interest income | 546,000 | 680,000 | 1,150,000 | 1,651,000 |
| Noninterest income | 1,315,000 | 7,883,000 | 19,097,000 | 30,480,000 |
| Noninterest expense | 1,955,000 | 8,235,000 | 19,236,000 | 30,506,000 |
| Provision for loan losses | 6,000 | 21,000 | 51,000 | 76,000 |
| Pretax income | -100,000 | 307,000 | 960,000 | 1,549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -100,000 | 307,000 | 960,000 | 1,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,945,000 | 6,452,000 | 7,105,000 | 7,695,000 |
| Total capital | 6,230,000 | 6,752,000 | 7,435,000 | 8,044,000 |
| Risk-weighted assets | 26,474,000 | 42,458,000 | 35,280,000 | 40,097,000 |