Call reports 2020
UNITED TRUST BANK — 2020
What UNITED TRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 27,062,000 | 34,181,000 | 34,162,000 | 39,237,000 |
| Total loans | 18,311,000 | 19,633,000 | 20,697,000 | 24,756,000 |
| Allowance for loan losses | 255,000 | 256,000 | 257,000 | 279,000 |
| Securities available for sale | 83,000 | 79,000 | 73,000 | 66,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,218,000 | 29,366,000 | 30,512,000 | 31,799,000 |
| Interest-bearing deposits | 14,547,000 | 18,620,000 | 18,278,000 | 19,966,000 |
| Noninterest-bearing deposits | 6,671,000 | 10,746,000 | 12,234,000 | 11,833,000 |
| Equity capital | 2,379,000 | 2,092,000 | 1,874,000 | 5,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 525,000 | 791,000 | 1,138,000 |
| Interest expense | 52,000 | 110,000 | 163,000 | 205,000 |
| Net interest income | 218,000 | 415,000 | 628,000 | 933,000 |
| Noninterest income | 33,000 | 65,000 | 110,000 | 451,000 |
| Noninterest expense | 527,000 | 1,043,000 | 1,519,000 | 2,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | -276,000 | -563,000 | -781,000 | -834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -276,000 | -563,000 | -781,000 | -834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,379,000 | 2,092,000 | 1,874,000 | 5,627,000 |
| Total capital | 2,601,000 | 2,323,000 | 2,114,000 | 5,897,000 |
| Risk-weighted assets | 17,735,000 | 18,527,000 | 19,260,000 | 21,591,000 |