Call reports 2019
UNITED TRUST BANK — 2019
What UNITED TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 25,834,000 | 24,512,000 | 26,262,000 | 26,164,000 |
| Total loans | 17,426,000 | 17,515,000 | 17,727,000 | 18,208,000 |
| Allowance for loan losses | 285,000 | 260,000 | 260,000 | 260,000 |
| Securities available for sale | 107,000 | 101,000 | 95,000 | 89,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,517,000 | 18,966,000 | 20,225,000 | 19,664,000 |
| Interest-bearing deposits | 15,322,000 | 13,429,000 | 13,960,000 | 12,369,000 |
| Noninterest-bearing deposits | 5,195,000 | 5,537,000 | 6,265,000 | 7,295,000 |
| Equity capital | 3,555,000 | 3,247,000 | 2,986,000 | 2,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 509,000 | 773,000 | 1,043,000 |
| Interest expense | 48,000 | 93,000 | 140,000 | 189,000 |
| Net interest income | 201,000 | 416,000 | 633,000 | 854,000 |
| Noninterest income | 19,000 | 50,000 | 95,000 | 48,000 |
| Noninterest expense | 585,000 | 1,164,000 | 1,687,000 | 2,192,000 |
| Provision for loan losses | 0 | -25,000 | -25,000 | -25,000 |
| Pretax income | -365,000 | -673,000 | -934,000 | -1,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -365,000 | -673,000 | -934,000 | -1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,555,000 | 3,247,000 | 2,986,000 | 2,655,000 |
| Total capital | 3,784,000 | 3,469,000 | 3,205,000 | 2,883,000 |
| Risk-weighted assets | 18,269,000 | 17,729,000 | 17,523,000 | 18,232,000 |