Call reports 2018
UNITED TRUST BANK — 2018
What UNITED TRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,635,000 | 29,239,000 | 28,094,000 | 26,345,000 |
| Total loans | 17,798,000 | 17,390,000 | 17,064,000 | 16,680,000 |
| Allowance for loan losses | 285,000 | 285,000 | 285,000 | 285,000 |
| Securities available for sale | 150,000 | 135,000 | 128,000 | 118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,298,000 | 24,760,000 | 22,275,000 | 21,100,000 |
| Interest-bearing deposits | 21,447,000 | 18,841,000 | 16,816,000 | 16,202,000 |
| Noninterest-bearing deposits | 4,851,000 | 5,919,000 | 5,459,000 | 4,898,000 |
| Equity capital | 2,148,000 | 3,202,000 | 4,571,000 | 3,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 517,000 | 774,000 | 1,025,000 |
| Interest expense | 54,000 | 105,000 | 153,000 | 199,000 |
| Net interest income | 203,000 | 412,000 | 621,000 | 826,000 |
| Noninterest income | 165,000 | 327,000 | 449,000 | 280,000 |
| Noninterest expense | 630,000 | 1,258,000 | 1,923,000 | 2,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -262,000 | -519,000 | -853,000 | -1,503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -262,000 | -519,000 | -853,000 | -1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,147,000 | 3,201,000 | 4,570,000 | 3,919,000 |
| Total capital | 2,392,000 | 3,441,000 | 4,802,000 | 4,140,000 |
| Risk-weighted assets | 19,573,000 | 19,163,000 | 18,554,000 | 17,623,000 |