Call reports 2017
UNITED TRUST BANK — 2017
What UNITED TRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,573,000 | 35,917,000 | 33,753,000 | 30,757,000 |
| Total loans | 20,251,000 | 20,539,000 | 19,741,000 | 19,101,000 |
| Allowance for loan losses | 323,000 | 325,000 | 285,000 | 285,000 |
| Securities available for sale | 216,000 | 196,000 | 182,000 | 166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,252,000 | 33,723,000 | 31,708,000 | 27,790,000 |
| Interest-bearing deposits | 28,611,000 | 26,275,000 | 25,151,000 | 21,735,000 |
| Noninterest-bearing deposits | 4,641,000 | 7,448,000 | 6,557,000 | 6,055,000 |
| Equity capital | 2,104,000 | 1,891,000 | 1,766,000 | 1,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 619,000 | 911,000 | 1,188,000 |
| Interest expense | 65,000 | 129,000 | 189,000 | 244,000 |
| Net interest income | 231,000 | 490,000 | 722,000 | 944,000 |
| Noninterest income | 80,000 | 178,000 | 338,000 | 425,000 |
| Noninterest expense | 551,000 | 1,121,000 | 1,678,000 | 2,327,000 |
| Provision for loan losses | 0 | 0 | -40,000 | -40,000 |
| Pretax income | -240,000 | -453,000 | -578,000 | -918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -240,000 | -453,000 | -578,000 | -918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,101,000 | 1,888,000 | 1,763,000 | 1,678,000 |
| Total capital | 2,379,000 | 2,168,000 | 2,040,000 | 1,941,000 |
| Risk-weighted assets | 22,218,000 | 22,395,000 | 22,167,000 | 21,027,000 |