Call reports 2012
UNITED TRUST BANK — 2012
What UNITED TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,242,000 | 44,989,000 | 42,219,000 | 43,779,000 |
| Total loans | 25,518,000 | 25,409,000 | 25,736,000 | 25,316,000 |
| Allowance for loan losses | 317,000 | 297,000 | 287,000 | 288,000 |
| Securities available for sale | 2,196,000 | 2,073,000 | 1,958,000 | 1,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,065,000 | 40,900,000 | 38,447,000 | 40,134,000 |
| Interest-bearing deposits | 35,572,000 | 38,076,000 | 35,779,000 | 36,760,000 |
| Noninterest-bearing deposits | 2,493,000 | 2,824,000 | 2,668,000 | 3,374,000 |
| Equity capital | 4,083,000 | 3,965,000 | 3,666,000 | 3,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 778,000 | 1,135,000 | 1,527,000 |
| Interest expense | 98,000 | 192,000 | 284,000 | 369,000 |
| Net interest income | 285,000 | 586,000 | 851,000 | 1,158,000 |
| Noninterest income | 88,000 | 182,000 | 268,000 | 377,000 |
| Noninterest expense | 542,000 | 1,022,000 | 1,484,000 | 2,044,000 |
| Provision for loan losses | 31,000 | 71,000 | 268,000 | 268,000 |
| Pretax income | -200,000 | -325,000 | -633,000 | -776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -200,000 | -325,000 | -633,000 | -776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,068,000 | 3,943,000 | 3,635,000 | 3,493,000 |
| Total capital | 4,385,000 | 4,240,000 | 3,922,000 | 3,781,000 |
| Risk-weighted assets | 31,075,000 | 30,418,000 | 31,291,000 | 29,701,000 |