Call reports 2025
MAYVILLE STATE BANK — 2025
What MAYVILLE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 94,575,000 | 93,551,000 | 94,146,000 | 96,644,000 |
| Total loans | 44,408,000 | 45,551,000 | 46,036,000 | 45,395,000 |
| Allowance for loan losses | 545,000 | 549,000 | 539,000 | 593,000 |
| Securities available for sale | 36,299,000 | 34,103,000 | 34,193,000 | 34,322,000 |
| Securities held to maturity | 4,000 | 4,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,265,000 | 85,002,000 | 84,745,000 | 87,280,000 |
| Interest-bearing deposits | 65,437,000 | 63,986,000 | 62,423,000 | 64,162,000 |
| Noninterest-bearing deposits | 20,828,000 | 21,016,000 | 22,322,000 | 23,118,000 |
| Equity capital | 8,150,000 | 8,307,000 | 9,187,000 | 9,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,848,000 | 2,798,000 | 3,768,000 |
| Interest expense | 160,000 | 299,000 | 445,000 | 603,000 |
| Net interest income | 768,000 | 1,549,000 | 2,353,000 | 3,165,000 |
| Noninterest income | 151,000 | 318,000 | 487,000 | 648,000 |
| Noninterest expense | 701,000 | 1,402,000 | 2,100,000 | 2,827,000 |
| Provision for loan losses | 1,000 | 16,000 | 62,000 | 115,000 |
| Pretax income | 203,000 | 435,000 | 674,000 | 872,000 |
| Income tax | 31,000 | 65,000 | 99,000 | 123,000 |
| Net income | 172,000 | 370,000 | 575,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,857,000 | 11,004,000 | 11,157,000 | 11,028,000 |