Call reports 2023
MAYVILLE STATE BANK — 2023
What MAYVILLE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 102,898,000 | 98,937,000 | 97,949,000 | 93,898,000 |
| Total loans | 43,233,000 | 43,703,000 | 43,524,000 | 43,196,000 |
| Allowance for loan losses | 508,000 | 510,000 | 499,000 | 490,000 |
| Securities available for sale | 37,126,000 | 36,120,000 | 34,837,000 | 34,670,000 |
| Securities held to maturity | 849,000 | 849,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,862,000 | 91,901,000 | 91,238,000 | 86,533,000 |
| Interest-bearing deposits | 72,790,000 | 69,794,000 | 67,619,000 | 65,286,000 |
| Noninterest-bearing deposits | 23,072,000 | 22,107,000 | 23,619,000 | 21,247,000 |
| Equity capital | 6,908,000 | 6,826,000 | 6,516,000 | 7,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,642,000 | 2,472,000 | 3,302,000 |
| Interest expense | 33,000 | 72,000 | 122,000 | 191,000 |
| Net interest income | 786,000 | 1,570,000 | 2,350,000 | 3,111,000 |
| Noninterest income | 157,000 | 332,000 | 502,000 | 677,000 |
| Noninterest expense | 678,000 | 1,378,000 | 2,073,000 | 2,767,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 90,000 |
| Pretax income | 265,000 | 524,000 | 769,000 | 931,000 |
| Income tax | 45,000 | 90,000 | 133,000 | 155,000 |
| Net income | 220,000 | 434,000 | 636,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,522,000 | 10,685,000 | 10,836,000 | 10,673,000 |