Call reports 2016
MAYVILLE STATE BANK — 2016
What MAYVILLE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 90,881,000 | 89,676,000 | 90,815,000 | 91,083,000 |
| Total loans | 38,066,000 | 37,311,000 | 37,261,000 | 36,579,000 |
| Allowance for loan losses | 610,000 | 613,000 | 564,000 | 567,000 |
| Securities available for sale | 34,561,000 | 35,179,000 | 33,894,000 | 34,798,000 |
| Securities held to maturity | 2,315,000 | 2,315,000 | 660,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,352,000 | 79,998,000 | 81,070,000 | 81,923,000 |
| Interest-bearing deposits | 68,909,000 | 66,869,000 | 67,215,000 | 67,875,000 |
| Noninterest-bearing deposits | 12,443,000 | 13,129,000 | 13,855,000 | 14,048,000 |
| Equity capital | 9,267,000 | 9,398,000 | 9,455,000 | 8,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,378,000 | 2,069,000 | 2,752,000 |
| Interest expense | 63,000 | 125,000 | 187,000 | 248,000 |
| Net interest income | 628,000 | 1,253,000 | 1,882,000 | 2,504,000 |
| Noninterest income | 161,000 | 316,000 | 476,000 | 636,000 |
| Noninterest expense | 580,000 | 1,165,000 | 1,740,000 | 2,307,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 404,000 | 620,000 | 833,000 |
| Income tax | 48,000 | 91,000 | 138,000 | 183,000 |
| Net income | 161,000 | 313,000 | 482,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,086,000 | 9,162,000 | 9,255,000 | 9,144,000 |
| Total capital | 9,544,000 | 9,611,000 | 9,713,000 | 9,615,000 |
| Risk-weighted assets | 36,524,000 | 35,809,000 | 36,528,000 | 37,603,000 |