Call reports 2014
MAYVILLE STATE BANK — 2014
What MAYVILLE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,805,000 | 92,308,000 | 89,928,000 | 89,518,000 |
| Total loans | 42,743,000 | 40,965,000 | 40,405,000 | 40,515,000 |
| Allowance for loan losses | 700,000 | 663,000 | 680,000 | 711,000 |
| Securities available for sale | 28,771,000 | 30,859,000 | 31,874,000 | 29,971,000 |
| Securities held to maturity | 1,568,000 | 1,568,000 | 1,221,000 | 1,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,650,000 | 83,032,000 | 80,709,000 | 80,360,000 |
| Interest-bearing deposits | 71,643,000 | 71,019,000 | 69,056,000 | 69,011,000 |
| Noninterest-bearing deposits | 11,007,000 | 12,013,000 | 11,653,000 | 11,349,000 |
| Equity capital | 8,808,000 | 8,911,000 | 8,953,000 | 8,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,454,000 | 2,180,000 | 2,913,000 |
| Interest expense | 96,000 | 188,000 | 274,000 | 358,000 |
| Net interest income | 633,000 | 1,266,000 | 1,906,000 | 2,555,000 |
| Noninterest income | 161,000 | 326,000 | 494,000 | 667,000 |
| Noninterest expense | 640,000 | 1,248,000 | 1,856,000 | 2,411,000 |
| Provision for loan losses | 55,000 | 104,000 | 150,000 | 196,000 |
| Pretax income | 99,000 | 242,000 | 396,000 | 617,000 |
| Income tax | 40,000 | 75,000 | 105,000 | 145,000 |
| Net income | 59,000 | 167,000 | 291,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,756,000 | 8,813,000 | 8,887,000 | 8,890,000 |
| Total capital | 9,272,000 | 9,325,000 | 9,390,000 | 9,394,000 |
| Risk-weighted assets | 41,089,000 | 40,776,000 | 40,069,000 | 40,096,000 |