Call reports 2012
MAYVILLE STATE BANK — 2012
What MAYVILLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,469,000 | 88,712,000 | 88,140,000 | 90,463,000 |
| Total loans | 50,046,000 | 49,721,000 | 48,513,000 | 47,102,000 |
| Allowance for loan losses | 653,000 | 715,000 | 644,000 | 625,000 |
| Securities available for sale | 26,708,000 | 27,372,000 | 26,690,000 | 24,222,000 |
| Securities held to maturity | 1,295,000 | 1,206,000 | 1,273,000 | 1,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,247,000 | 79,326,000 | 78,645,000 | 81,160,000 |
| Interest-bearing deposits | 70,203,000 | 69,359,000 | 69,089,000 | 69,535,000 |
| Noninterest-bearing deposits | 10,044,000 | 9,967,000 | 9,556,000 | 11,625,000 |
| Equity capital | 8,904,000 | 9,070,000 | 9,152,000 | 8,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,617,000 | 2,423,000 | 3,203,000 |
| Interest expense | 192,000 | 364,000 | 519,000 | 652,000 |
| Net interest income | 614,000 | 1,253,000 | 1,904,000 | 2,551,000 |
| Noninterest income | 169,000 | 434,000 | 609,000 | 782,000 |
| Noninterest expense | 598,000 | 1,189,000 | 1,797,000 | 2,394,000 |
| Provision for loan losses | 45,000 | 112,000 | 158,000 | 304,000 |
| Pretax income | 140,000 | 387,000 | 559,000 | 637,000 |
| Income tax | 42,000 | 93,000 | 147,000 | 161,000 |
| Net income | 98,000 | 294,000 | 412,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,631,000 | 8,752,000 | 8,793,000 | 8,680,000 |
| Total capital | 9,189,000 | 9,304,000 | 9,342,000 | 9,217,000 |
| Risk-weighted assets | 44,511,000 | 43,973,000 | 43,839,000 | 42,894,000 |