Call reports 2011
MAYVILLE STATE BANK — 2011
What MAYVILLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,902,000 | 89,950,000 | 89,685,000 | 89,134,000 |
| Total loans | 52,662,000 | 52,105,000 | 51,828,000 | 51,122,000 |
| Allowance for loan losses | 610,000 | 628,000 | 591,000 | 669,000 |
| Securities available for sale | 21,946,000 | 22,971,000 | 23,905,000 | 26,362,000 |
| Securities held to maturity | 3,755,000 | 3,611,000 | 1,794,000 | 1,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,811,000 | 80,563,000 | 80,055,000 | 79,733,000 |
| Interest-bearing deposits | 70,136,000 | 69,324,000 | 69,590,000 | 69,640,000 |
| Noninterest-bearing deposits | 10,675,000 | 11,239,000 | 10,465,000 | 10,093,000 |
| Equity capital | 8,756,000 | 8,975,000 | 9,148,000 | 8,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,746,000 | 2,606,000 | 3,452,000 |
| Interest expense | 233,000 | 456,000 | 672,000 | 876,000 |
| Net interest income | 641,000 | 1,290,000 | 1,934,000 | 2,576,000 |
| Noninterest income | 185,000 | 365,000 | 567,000 | 710,000 |
| Noninterest expense | 595,000 | 1,179,000 | 1,786,000 | 2,355,000 |
| Provision for loan losses | 36,000 | 82,000 | 135,000 | 235,000 |
| Pretax income | 195,000 | 414,000 | 600,000 | 716,000 |
| Income tax | 33,000 | 66,000 | 99,000 | 132,000 |
| Net income | 162,000 | 348,000 | 501,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,619,000 | 8,728,000 | 8,805,000 | 8,609,000 |
| Total capital | 9,185,000 | 9,282,000 | 9,363,000 | 9,166,000 |
| Risk-weighted assets | 45,211,000 | 44,216,000 | 44,603,000 | 44,480,000 |